Aceh is a special territory of Indonesia , this position is the same with Jakarta and Yogyakarta. Aceh was located on the northern tip of the island of Sumatra. Aceh’s full name is Nanggroe Aceh Darussalam.

Banda Aceh is the provincial capital and largest city of Aceh. Banda Aceh is a city which was established on April 22, 1205 by Sultan Alaidin Johansyah, is one of the oldest Islamic city in the South-East of Asia. The population was approximately around 500,000 peoples in 2007. The prior city name was Kutaraja, determined as the provincial capital in 1956. Later its name was changed into Banda Aceh, where the first part of its name comes from the Persian bandar and means “port” or “haven”. It is also proudly referred to as the “port to Meccah”, as Islam first arrived in Aceh and spread throughout Southeast Asia.

In the early seventeenth century the Sultanate of Aceh was the most wealthy, powerful and cultivated state in the Malacca Straits region. Aceh has a history of political independence and fierce resistance to control by outsiders, including the former Dutch colonists and the Indonesian government. Aceh has substantial natural resources, including oil and gas – some estimates put Aceh gas reserves as being the largest in the world. Relative to most of Indonesia, it is a religiously conservative area.

Until December 26, 2004, Banda Aceh was a relatively a little known town. On that day the Indian Ocean earthquake struck off the western coast of Sumatra. Banda Aceh was the closest major city to the earthquake’s epicenter, and suffered further damage when a tsunami struck shortly afterwards. It was the worst hit area out of all the locations hit. 130,000 people died and many more were injured. 3 and a half Years after tsunami , a small number of people are still living in barrack-style temporary living centers (TLC) or tents. Reconstruction is visible everywhere, that a great thing for aceh people.

Nice to See in Aceh

Still a little people knows that Aceh is rich of events, attraction and unique cultures that it can be fascinate anyone. Aceh is also rich in natural beauty, waves and sea garden which is suitable for diving. Some of most beautiful Aceh tourism and historical sites and beaches have been damaged by the massive earthquake and Dec ’04 Tsunami but peoples there take care of their beautifull places.

This province which is also known as “Porch of Mecca” (Serambi Mekkah) has  various coastal attractions, handicrafts and various coastal attractions,  handicrafts and nature tourism. Besides that, You can also enjoy spiritual tourism and family tourism. The Government of Aceh wants to change the image that the tour is interesting not only on the beach or other beauty nature places but also spiritual sites and family attractions that can provide insight and spiritual values.

Some of nature interesting place are Lhok Nga beach, Ujung Bhate beach, Rencong handicrafts, hot spring water, etc.  Spiritual and family tourism such as Indragiri Citadel Mosque (one of the oldest mosque in Aceh),  tomb of Admiral Malahayati, Teuku Cik Ditiro tombs, etc.

Below are the list of interesting places in Aceh

Banda Aceh

Museum Negeri. The museum is filled with antiques. Among the exhibits is a big clock, a gift from the Emperor of China and brought to Aceh by the famed Admiral Cheng Ho in 1414. Museum Aceh There is a museum in Banda Aceh located near the Governor’s residence. The main building of the Museum is a house built in a traditional style by the Dutch Governor Van Swart in 1914. The museum is filled with antiques, and among the exhibits a big bell Cakra Donya a gift from the Emperor of China conveyed by Admiral Cheng Ho in 1414. On the bell can be found a Chinese script, Sing Fang Niat Toeng Juut Kat, no one knows what it really means. Gunongan, Gunong means mountain in Acehnese, is a man made miniature mountain built by Sultan Iskandar Muda. This was a gift of Sultan Iskandar Muda to his wife, Putro Phang who came from Malaysia. This building likely functioned as an important recreational peace for the Queen and other royal family members to climb. Gunongan is one of the most historical building in Aceh. Situated in Teuku Umar street, located in the Taman Sari Park ,opposite of the Dutch graveyard, Gunongan survived earthquake and tsunami. On the plague planted in front of the building, it said that the year of the construction was 1607.

You are allowed to climb, but you need to contact the guard, to open the door The view from the top is nice. It is nice to walk around the building, get higher and higher. It is quite enjoyable to visit this place during the late afternoon or sunset. I couldn’t help myself to try to figure out how was the view of Banda Aceh in 1607. And how was the queen manage to climb the miniature of the mountain. It was an exciting thought.

 Pinto Khop which are located at a few steps from the Pendopo are also charms of the city. Gunongan was erected around the 16th century during the reign of Sultan Iskandar Muda. The Great of Baiturrahman Mosque is the main feature of Banda Aceh today. Lying at the heart of the city completed with excellent architectural style, this mosque is really one of Indonesia prime tourism sides. The Mosque was built during the REIGNs of Sultan Iskandar Muda (1607-1636) and had caught fire several time including when the Dutch attacked Kutaraja (Banda Aceh) in 1873. Another mosque to replace the former one was later built by Dutch Military Government that was completed in 1883. The Mosque is extra ordinary in architecture and ornamentation. It has five onion shaped domes, two tall minerattes, wide white walls, and around is pillars various kinds of beautiful ornament.  Kerkhof or Churchyard is a much visited site especially by Dutch visitors. War Memorial of Kerkoff Peucut Kerkoff is the burial place of the soldiers who died in the Acehnese War. About 2,200 soldiers were buried in this graveyard including the General Kohler. Their names, where and when they died can seen at the gateway to the Kerkoff.

Aceh Besar / Jantho

Cut Nyak Dhien House. The house is a replica of the heroine Cut Nyak Dhien House, from the Aceh War. The house was burnt down by the colonial forces but a replica was built later. This house in Lam Pisang, about 6 kilometers from Banda Aceh, is now a museum. Lhoknga Beach, White sandy beaches and charming and beautiful view, especially for enjoying the sunset. Lhok Nga is used to be frequented by many surfers from arround the world during the winter months. It’s a long white sand beaches, and still famous place to be visited even after Tsunami. Lhoknga beach can be reached by bus, mini buses or taxis, about 17 km from Banda Aceh to Meulaboh directions. It takes around 20 minutes from the city. You’ll find rice field on the way to Lhok Nga…. the new chapter of Aceh has been start, the new beginning of beauty and new life in Aceh after the tsunami.  Lumpuuk Beach, Lumpuuk beach used to be a popular beach. Calm water and overlook the nearby cliff island, it’s just beautiful. There is also cave hidden on the hill rock.

Although the situation is much different now, but still, it’s still interesting place to see. Lumpuuk is situated near Lhonga beach.

 Ujung Batee Beach, Ujung Bate is a black sand beach nice for walking and collecting seashells. The beach is decorated with pine trees. It is nice to go picnic, enjoy the shade under pine trees overlooking the beach and swayed by the waves.

Sabang (Pulau Weh), Sabang island has gorgeous beaches and spot for diving. Virging Iboih forrest with beautiful waterfalls and Keuneukai hotspring. This beautiful island on the most western tip, is where the measurement of geographical of Indonesia starts. The zero kilometer sign is situated in the island. Sabang is also a famous place for weekenders from Banda Aceh. The island is a gorgeous spot for snorkelling and diving. It has beautiful beaches with beautiful coral reefs. I hope I am not too boasting by saying Sabang is heaven for the divers. There are diving operators in Sabang. Famous spot for diving is Iboih, Rubiah island and Gapang. The facilities in Sabang are simple and modest. Moderate class is found in Gapang. There are cottages with AC and attached bathroom. Cottages in Iboih are much simpler. Bring your own sleeping bag If you don’t dare to lay down in the thin mattress. The price is considerably cheap. Breakfast is rarely included. From Banda Aceh, it is recommended to take speedboat from Ulee Lheu. It only takes 45 minute with cost of Rp 60,000. If you are heading to Gapang or Iboih, you can take public transportation ( L-300 minibus stuffed with passangers). The cost is around 40,000 to 50,000 with travelling hours around 1 hour.

Aceh Utara / Lhokseumawe

Lhokseumawe is a town located 274 km from Banda Aceh which is now being developed as an industrial zone. Many gigantic plants are constructed following the discovery of huge LNG resources in the area. Touristic features of the town is a.o. Samudera Pasai. It was the first great Islamic kingdom of Indonesia. All that remains of it, however, is a graveyard 18 km east of the town. One of the graves belongs to Malikussaleh, as Samudera Pasai’s first king. Other objects for visitors at Lhoksuawe city are Blang Kolam Falls and Ujung Blang beach

Aceh Tengah / Takengon

Takengon, Takengon is a town located in the central area of Aceh. It is being promoted as a tourist resort since its temperature is about 2O degree C (68F), cool enough for a holiday resort. The main feature of the town is Lake Laut Tawar. It is a pleasantly cool holiday resort, at an altitude of 1,200 meters above sea level. Central Aceh is one of Sumatra’s foremost producers of high quality coffee. A warm water pool at Simpang Balik, Loyang Koro and Loyang Pukes caves by the side of Laut Tawar are also interesting objects.  Lake Laut Tawar, Located near Takengon, in the highlands of Cental Aceh, is very scenic. It has soaring cliffs around the shore which are ideal for rock climbing. The lake is also stocked with trout. There are warm water pools at Simpang Balik. Many caves dot the lake’s surroundings, Loyang Koro and Loyang Pukes caves by the side of Lake Laut Tawar are interesting to explore. Motorboats can be hired for fishing and sightseeing.

Aceh Tenggara / Kutacane

The Leuser National Park of Gunung Leuser is probably the wildest in Indonesia, located in Southeast Aceh, can be reached from either Kutacane, or Takengon. This magnificent national park has a wealth of flora and fauna. The park also has research facilities for the study of primates, birds, insects, and other animals. Basic accommodation facilities are available at Ketambe. The rapids-infested Krueng Alas river inside the park is popular with rafters. Alas River, The Alas River, 165 km southeast from Takengon, cuts through the Gunung Leuser National Park. This area is especially popular among the young and adventurous. The sharp bends and many rapids are challenging to white-water rafters.

Simeulue’s Lobster

Simeulue is beautiful. although many places are not enjoyable for swimming because of its reefs. Most of beautiful beaches are found in Salang and Alafan sub-district. Simeulue is surrounded by small islands. There are surprisingly people living in some of those islands. As Simeulue has reefs around the island, this is a perfect place for lobster, shrimp and crabs. When you visit Simelue, your visit is not completed without having a plate of lobster. Sambai village (Teluk Dalam sub-district) is recommended favorite palce to get fresh lobster. Although you can’t expect lobster to be cooked, you can buy lobster as much as you like, then take it to near small restaurant stalls and have them cooked for you. Although the wave is not as dramatic as in Nias island, not too bad areas for surfing. In Teupah Barat and Teupah Selatan, there are places nice for surfing. There is also one well-known resort name Willy’s Resort (in Busung village) which is known among the surfers.

If you want to visit Indonesia, you can find more information about Indonesia travel guide at www.VisitToIndonesia.com

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turbo boost


Image by GianCayetano
here are some snaps from our recent bangkok trip, too many to upload

too bad that most of the days when we were there was raining.

very few attraction photos, spend all of our time shopping!

Bangkok is a great place to Dine and Shop. Super Cheap!!!

will surely go back in thailand to capture their provinces (phuket, pattaya and the like) and other attractions

Thanks

Gian

India offers to visitor a remarkable verity of experience and adventures, its hills, rivers, plateaus, plains, beaches, deltas and deserts, many luxurious hotels and resorts, picturesque nature sites, and the architectural wealth. The world famous attraction is Agra the city of Taj Mahal another region tourist love is the state Rajasthan for its forts and palace hotels. The state of Kerala is also high on the priority list. India, it shows you the religions of India, which is an important part of India. Travel around the country will bring to you this diversity in our costumes, cuisine, in our magnificent monuments, majestic forts, opulent palaces, pious temples & mosques.

Travel through Indian states and cities bring to light, the cultural and the geographical richness of India. Every travel destination within India is unique – if you’re looking for adventure, trek up the verdant slopes of the Himalayas or go rafting down the rapids of the river Ganges. Holy Temples & religious shrines are also one of the most popular tourist places in India. India has approximately 400-500 temples in India with excellent architecture & a story behind each temple. If you go and visit these temples in India, you will feel so holistic & nature impression which is unforgettable. Once in India you would privilege yourself for gathering knowledge as to different religious facts and importance of them in ushering in peace in your life.

It is also a paradise to wild life lover’s houses about 80 National Parks and countless reserved forest areas. The exotic species clogged in the wild haven attracts tourist from all over the world, at least once, in their life time. A wild life tour to Indian jungle, reach the heights of unlimited excitement, when experience the moments of wilderness with the crawling tigers, trumpeting elephants and the hissing.

India also introduce you to the best of art, architecture, and craftsmanship where you will be able to see monuments that have gained their position on the world tourism map with delicate and delightful fusion of Indian, Persian and European styles. If you’re looking for a convenient vacation and a memorable trip to India with a reasonable cost, you’re in the right place. Explore new horizons of tourism in India to meet your vacation expectations and fulfill your holiday dreams.

India Travel, India Tours, Visit India

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The availability of a travel insurance coverage could still put you out of the pocket in traveling out of a province, according to an industry representative. But this situation will depend mainly if payment is accepted directly by your current medical facility from the insurance company while you’re travelling, said an official travel agency. Before senior citizens are reimbursed by their companies for a trip, these seniors should first take into consideration at how much their travel insurance could cost them.

He discovered that most seniors are troubled if they are out of pocket money. The insurance covers medical claims, but the traveler still has to pay for some policies that aren’t covered but which can be later on reimbursed by the insurance company, as what he added. The travelers openly shared their stories and experiences during their trips which were sad and scary at the same time. Imagine being billed at for a single aspirin.

Beforehand, senior travelers should carefully plan their activities as to avoid scenarios which are inconvenient and frustrating, as recommended by the official. Direct payments are accepted by the insurance company from medical facilities which gives a commendable reason to carefully check the prices all medical items and medicines. In an emergency while travelling, that’s a very important consideration to make. The most demanded by many clinics is payment up front.

The truth is that hospitals do not always provide their patients with equal treatment. He reminded that travelers to make sure they have enough coverage in case of medical emergency for it is important to check the insurance’s preexisting conditions with a physician and a travel agent to make sure that the traveler is fit to go on a trip and that travelers should also know exactly how much is covered by the policy. Medical facilities that are sufficient and of good condition is not guaranteed to be given by the insurance company to travelers? destinations.

He told us to be careful for the difference in price is exactly the difference in the coverage. The best insurance is when it is easy to invest, as what many say. Here are other relevant things to consider in looking for insurance.  There are four basic types of insurance and these are trip cancellation insurance, baggage protection insurance, travel accident insurance and medical insurance. If you must return earlier than planned or if your trip is unexpectedly cancelled, trip cancellation insurance protects you from cancellation penalties. In a travel accident insurance, everything is covered.

The reason why one avails of a medical insurance needs not to be explained anymore.  In most instances, technical and professional fees are separately charged. Coverage is able to obtain separately if ever a homeowner’s and tenant’s policy is not able to insure baggage. The hotel staff will have the responsibility over your belongings if ever you leave your key on the table before leaving the hotel, as what was advised by the spokesman to the traveler.

Find More Travel Insurance Articles

Sears Area Day Panoramic


Image by puroticorico
Side angle of all the Sears near-by-ers (Kathryn)

Travel insurance is supposed to offer cover for every traveler from the burden that comes with sudden illness or injury, more so for elderly citizens. Travel insurance for seniors could be very expensive, which is why elderly citizens need to ensure that they make enquiries and find out if their prospective insurer can actually get the job done when it comes to fulfilling their own end of the bargain when something happens. Travel insurance that is available for seniors from some of the insurance companies include: over 65 travel insurance, over 70s travel insurance, et al. However, before taking up any of these insurance policies it is necessary for seniors to ascertain the capability of the company in question by using the following tips as stated below. They are: first, ascertaining the insurance company’s financial ability to pay claims. Next tip is to find out the geographic spread of this company; whether it has agents or offices in the place you plan on visiting, especially if you are traveling outside the country. Other useful pieces of advice that the elderly seeking over 65 travel insurance should make use of include: Getting a list of companies that provide health and emergency assistance policies from U.S. State Department. The flyer is available by calling (202) 647-5225, or online. And also find out if the insurance firm has a 24 hour toll free line if there are no agents or offices in the location you plan on visiting. Travel insurance for seniors might not be easy to come by as other travel insurance policies for younger people, but more companies are now seeing the need to carter for this age group as demand increases here. Before embarking on a journey however, travelers should get available information on the climate, culture of the places they seek to visit. Available information can be gotten from travel agencies, libraries, travel magazines, bookstores, tourist bureau, online from different websites, etc. You can access additional information from the US State Department by once again either calling (202) 647-5225 or logging on to their website.

Now an important thing you need to ensure you do before going for over 65 travel insurance or any other available travel insurance for seniors is for you to go over your homeowner’s policy or any other insurance policy you currently have to see if there is any sort of cover for travel mishaps.

Finally, travelers having taken any of the travel insurance for seniors must endeavor to make photocopies of all travel documents and policy and distribute these copies among trusted friends and or family members back home just in case this might be needed in case of an emergency.

eTravelInsuranceForOver65.com is the premier resource for Over 65 Travel Insurance information on the Internet, with facts and articles on Travel Insurance For Seniors related topics, and much more. Click the links above for more information !

Antlers?


Image by jessamyn
Using NWA’s smooth URL and bad design to make a point to librarians tomorrow. But I did like the answer I eventually got. Who knew? I did not know.

Do you have a policy for transporting antlers?

Northwest accepts antlers retained as hunting trophies as checked luggage only. One set of antlers may be accepted in lieu of one piece of luggage within the free luggage allowance if within the standard size and weight limitations. Antlers exceeding this size are subject to a charge of .00 USD (each way) per item. *Effective April 10, 2008 on tickets purchased for travel May 5, 2008 & beyond, the special luggage item excess fee will increase to 0 USD / CAD each-way.

One service charge applies when smaller antlers are nestled inside larger antlers and strapped together. Northwest accepts antlers only if they are free of residue and the points are protected.

Northwest does not accept liability for loss, damage, or delay of antlers. Excess valuation insurance may not be purchased for transport of antlers.

The last thing that you want to worry about during your holiday vacation is encountering emergencies and other unwanted circumstances. This is why travel life insurance is essential when you are going abroad and staying there for a couple of days or months. But you do not have to pay more than what you need for your insurance. What you just need to do is to get the right policy for your holiday trip. Not only can you ensure safety when travelling, you can also actually save on your money by choosing this low cost travel insurance package. Moreover, coming up with the most suitable benefits and features for your travel insurance needs is also equally important. Once you know what you need, acquiring cheap travel insurance will just come easy. The following are some useful tips on how to find the right travel insurance for your needs.

First off, you can avail of low cost travel insurance by choosing higher excess. In some cases, insurance companies charge customers for excess. The excess charge is the sum that insurance holders have to pay so that they can claim their coverage from the insurance company. What most consumers do is that they choose to increase excess in order to get cheap insurance fees.

Another effective strategy in getting low cost travel insurance is by opting for multi-trip or annual insurance rather than single-trip coverage. For instance, you can save on insurance costs by taking multi-trip insurance policy when you often go on a trip at least twice a year. This step can greatly save on costs that you pay on consecutive single-trip insurance coverage.

For insurance applicants who travel along with their family or a group of friends, group or family holiday insurance can be cost-effective. This type of travel life insurance works perfectly for everyone most of the time. There are also some cases when insuring every member of the family or group is signed up under one policy umbrella and then sharing the fees to pay up for the entire policy. The ways by which to avail of cheap travel life insurance can differ with regards to age, health, and other factors of the members applying for the insurance.

Furthermore, it is important for insurance applicants to take caution in choosing travel insurance terms and their corresponding coverage. You should always be on the lookout as insurance polices differ from one company to another and one country to another. There are even cases when some travel life insurance offer benefits and advantages that do not count for everybody. Hence, understanding specific insurance policies is extremely important. This is also the most significant step in choosing the most suitable insurance for you.

And when you plan to buy your travel insurance over the Internet, it makes good sense to first compare insurance quotes from one insurance company to another. This will also help you arrive at a sound choice based on your considerations for a low cost travel insurance. Online holiday insurance more often than not provides consumers the cheapest and reasonable terms for certain insurance policies.

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28. on the shelf or not


Image by cathyse97
March 24-John 3:16: "For God so loved the world that he gave his only Son…"

Even the places of the world that are not on library shelves. Even the people who don’t make it into books, or "Who’s Who"… God loves all of us.

Hard to fathom on some days.

Singapore is a main island with over 60 surrounding islets. These small islets of Singapore have a lot of attractions in store for the tourist apart from breathtaking scenic views. If you are looking for the world’s best honeymoon destinations with maximum privacy and peace, Singapore is the best place for Honeymoon in South Asia. A Tour to Singapore would take you to the islet of Sentosa, which is worth a trip. Some of these islets in Singapore have become favorite theme parks, such as Sentosa Island. Others have become camping spots or resorts filled with water sport activities. Each has their own special personality. Singapore is definitely the first choice for honeymoon holiday in South Asia.

Read more on Singapore Holidays Ideas and Island and Beaches of Singapore and Singapore Travel Guide

Day 1: Singapore

Arrival and a warm welcome by your Singapore host and be driven to your hotel in your private limousine/ Mercedes. Immediate Check in You will be welcomed to a specially decorated room with flowers and rose petals on bed and a bottle of champagne. After lunch proceed for Night Safari. To enhance the already lively evening, you will be welcomed with light cocktails and be treated to private and exclusive shows specially arranged for you. You will be pampered to a Gourmet Safari Candlelit Dinner alongside a breath taking view of a reservoir and all this excitement happening on board a moving tram.

Day 2: Singapore

After breakfast, proceed for a invigorating Spa treatment. Later you might want to witness Snow at the Snow City amidst Singapore’s tropical temperatures. Evening , proceed to the Crazy Horse Cabaret Show. Enjoy a bottle of wine during the show and a sumptuous dinner (at the venue itself ) after the show.

Day 3: Singapore

A special photoshoot has been organized for you. Your private photographer will accompany you on your forthcoming tour. After lunch you and your spouse will have the most unusual way to do your sightseeing around Singapore. The fun begins once you board the Amphibious American Military Craft once used in the Vietnam War. The friendly Duck Tour Crew will guide you on an hour long Heritage Trail on land and water. Among the Land Marks you will cover The Merlion Park, The Supreme Court and The City Hall. Time to enjoy yourself in some natural surroundings at the Jurong Bird Park. Take a quick tour of the Bird Park
Its The Beach then!! It is also Singapores point for lovers on their rendezvous. It is highly recommended that you come in your most comfortable picnic attire as a fun filled afternoon awaits You at the beach where you and your Spouse can swim, bicycle for 2, roller blade or even try the latest attraction :Cable Ski. The highlight of your trip in Singapore will be A Barbeque!! (Outdoors Dinning) by the beach at Sunset lined with a host of lively activities.

Day 4: Singapore

After breakfast, proceed to Sentosa. Explore the Underwater world, 4D Magix, Dolphin Lagoon and Merlion Tower . Lunch at a Beach Bar. Take the Mount Faber Cable Car to make way to hotel. Enroute experience Sky Dining.

Day 5: Singapore

Enjoy a lavish breakfast and proceed to the Singapore Zoo. Rest of the time at leisure till you board your flight for home.

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The ultra-modern IFSC in Dublin @ The Docklands, urban chic, urban sensation, urban future! Enjoy the architectural magic!:)


Image by UggBoy♥UggGirl [ PHOTO // WORLD // SENSE ]
The International Financial Services Centre (IFSC), or An Lárionad Seirbhísí Airgeadais Idirnáisiúnta (LSAI) in Irish, is a major financial services centre in North Wall, Dublin, Ireland. The centre employs 14,000 people and was the brainchild of an associate of businessman Dermot Desmond.

Both the associate and Mr Desmond approached Charles Haughey, then in opposition, who made it the centrepiece of his economic manifesto when he came back into power. The Finance Act, 1987 (Section 30) allowed for the designation of such an area.

The IFSC is an integrated development located in central Dublin which incorporates office accommodation, educational institutions, executive housing, restaurants and shopping facilities. It has expanded beyond its original site and has become a part of the wider Irish economy.

The IFSC now houses financial institutions, together with the leading law firms and accountancy and taxation advisors who support them. At its heart is the National College of Ireland, which provides continuing education to the financial professionals who work there. This has boosted the availability of high value jobs building a wealth of financial services expertise among the Irish labour force.

There are currently more then 430 financial operations allowed to trade within the IFSC. According to the official website it is home to more then half of the worlds 50 financial institutions including Citibank, Commerzbank and Sumitomo. [1]

Dublin has developed into a centre for a wide range of internationally traded financial services. These include Banking, Asset Financing, Leasing, Corporate Treasury Management, Asset Management, Fund Administration and Custody, Futures and Options Trading and International Insurance Operations.

BY WIKIPEDIA! ENJOY!:)

Sudden Illness,Lost Luggage,Default on your airline, cruise line or tour operator ,Lost your wallet

From a cancelled flight, to a serious illness, Travel Insurance gives travelers coverage for unforeseen problems. A traveler may face the loss of a pre-payment, a nonrefundable deposit or medical expenses that may not be covered by their health insurance.

While making your travel arrangements, it is a good idea to be sure you have enough insurance coverage. In many cases travel insurance simply duplicates coverage you may already have.

 Here are a few tips to help you determine if you need to purchase travel insurance.

 Within the United States, your health insurance should be covered. Most health insurance companies will not provide coverage outside the United States. In some cases you will not be covered even on a cruise ship cruising in U.S. waters. If you are in a foreign country, you may be admitted into a hospital without coverage; however, they will not allow you to leave until you pay.

Many homeowners’ and renters’ policies provide coverage for theft & other losses while away from home. Your medical & auto policy may also cover you & your family while you travel, as long as you travel in the United States. Check with your insurance carrier first.

Airlines must reimburse you if they lose your luggage. However, they have limits of approximately ,500.00 per incident, (not $ 2,500.00 per bag), based on depreciated value, for domestic travel and .00 per pound for international travel. They also exclude items such as jewelry, furs, etc. If you must travel with expensive jewelry, electronic equipment etc, you can add a floater onto your existing homeowners’ or renters’ policy. A little secret the airlines aren’t telling you about though is an insurance provision called “excess valuation”. This provides up to ,000 additional coverage, at a rate of approximately 0.00 in value, see the counter agent for this coverage. Non-refundable insurance can be purchased if you buy a nonrefundable airline ticket and are not able to use it. It can be an expensive premium, but worth it if you have to cancel your trip. Airlines, tour operators, travel agents and cruise lines sell travel insurance, but it is better to purchase your travel insurance from a third party insurer. This way if your travel company goes bankrupt, you won’t lose your coverage also. You probably already have Life Insurance, so you don’t need flight insurance through a vending machine which is offered at many airports. The most inexpensive way to insure your life is with a term life insurance policy. Natural disasters are sometimes covered and you may get a refund if your trip is completely cancelled. Check with your airlines, cruise line or tour operator for any restrictions. Remember to check with your insurance carrier, airlines, cruise lines or tour operators for details on what is covered.

Related Travel Insurance Articles

The ultra-modern IFSC in Dublin @ The Docklands, urban chic, urban sensation, urban future! Enjoy the architectural magic!:)


Image by UggBoy♥UggGirl [ PHOTO // WORLD // SENSE ]
The International Financial Services Centre (IFSC), or An Lárionad Seirbhísí Airgeadais Idirnáisiúnta (LSAI) in Irish, is a major financial services centre in North Wall, Dublin, Ireland. The centre employs 14,000 people and was the brainchild of an associate of businessman Dermot Desmond.

Both the associate and Mr Desmond approached Charles Haughey, then in opposition, who made it the centrepiece of his economic manifesto when he came back into power. The Finance Act, 1987 (Section 30) allowed for the designation of such an area.

The IFSC is an integrated development located in central Dublin which incorporates office accommodation, educational institutions, executive housing, restaurants and shopping facilities. It has expanded beyond its original site and has become a part of the wider Irish economy.

The IFSC now houses financial institutions, together with the leading law firms and accountancy and taxation advisors who support them. At its heart is the National College of Ireland, which provides continuing education to the financial professionals who work there. This has boosted the availability of high value jobs building a wealth of financial services expertise among the Irish labour force.

There are currently more then 430 financial operations allowed to trade within the IFSC. According to the official website it is home to more then half of the worlds 50 financial institutions including Citibank, Commerzbank and Sumitomo. [1]

Dublin has developed into a centre for a wide range of internationally traded financial services. These include Banking, Asset Financing, Leasing, Corporate Treasury Management, Asset Management, Fund Administration and Custody, Futures and Options Trading and International Insurance Operations.

BY WIKIPEDIA! ENJOY!:)

Exactly What is Short Term Travel Insurance? Very probably you think that it is a form of travel insurance which you would use only for short trips or vacations. Well, that is only partially correct. Most Short Term Travel Insurance plans can be purchased for up to a year and many can be renewed up to two or three years.

We’ll look at a couple examples.

First let’s say you are going on a 5 day trip and you want to get travel insurance. No problem simply purchase your travel insurance or travel medical insurance for the 5 days and go. If your trip ends in the planned 5 days then you have truly purchased a Short Term Travel Insurance policy. However, if for some reason you need to extend your trip you also extend your insurance. Couldn’t be more simple.

For the next example let’s go on an extended vacation of three months. We purchase our Short Term Travel insurance plan for the three months. Now you go on your long vacation and while you are in oh let’s say Italy or Germany you fall in love with the place and decide to stay and additional 3 months. Again no problem, just extend your short term travel insurance for another 3 months.

Now let’s use the last example and you decide after 6 months that you are going to stay in Italy or Germany for another year. One more time it’s no problem renew your Short Term Travel Insurance policy for a year this time. You can continue to renew your Short Term Travel Insurance for up to two years. Not bad for a short term insurance plan huh!

So exactly what is a Short Term Travel Insurance plan? Pretty much what you want it to be, at least for up to two years. If your are purchasing the travel medical insurance, which I would suggest you do, you will have U.S. style medical insurance while you are enjoying yourself in a new country.

Plus with the right plan you will even be covered for short trips back to the U.S. if you have to return for some reason. Usually up to two week trips home but not just for the purpose of medical treatment of illness or injury sustained while traveling.

Some of the normal features and benefits of a good short term travel insurance plan. Selectable plan maximum and deductible, hospital room and board, coinsurance, intensive care, outpatient medical, medical expenses, prescription drugs, local ambulance, emergency room accident, emergency illness with and without in-patient admission, dental, emergency evacuation, return of mortal remains, emergency reunion, returning minor children, political evacuation, basic sports and activities coverage, common carrier accidental death, terrorism coverage, identity theft assistance, natural disaster benefits and trip interruption  There should also be other benefits available when you purchase optional riders.

Premiums will vary from plan to plan and from company to company, but for a traveler in their thirties for a 0,000 plan and a 0 deductible the rate for a good short term travel insurance plan should be less than a month for an international plan excluding the U.S. If you will be traveling to the U.S. it will probably be less than a month. Considering all of the benefits it’s not a bad deal at all.

So, how do you find a Short Term Travel Insurance plan like the one described here? You can find out how at http://www.globaltravelcoverage.com or contact the agent there using their contact form.

Thank you for your time and I hope you read more of my articles in the future.

New York Palace – New York Palota


Image by **emmar**
The New York Palace (Hungarian: New York-palota) is a luxury hotel on the Grand Boulevard of Budapest’s Erzsébet körút part, under Erzsébet körút 9-11, in the 7th district of Budapest, Hungary. Built by an insurance company as a company hall, its Café in the ground floor named New York Café (Hungarian: New York kávéház) was a longtime center for Hungarian literature and poetry, almost from its opening on October 23, 1894 to its closure in 2001, to reconstruct it into a luxury hotel, as it is now. The café was also reopened in May 5, 2006 in its original pomp, as was the whole building.

The New York Life Insurance Company assigned architect Alajos Hauszmann, to plan the company’s hall building in Budapest. Hauszmann, with Flóris Korb and Kálmán Giergl planned a four story eclectic palace, with a café on its ground floor. The building and the café opened on October 23, 1894. The statues and other ornaments on the front side of the building, as well as the ground floor café’s 16 imposing devilish fauns, each one beside the café’s sixteen windows, are the works of Károly Senyey.

The building was nationalized during the communist era. After the collapse of socialism, the palace was bought by Italian Boscolo Hotels in February 2001. The building was totally renovated, and reopened in May 5, 2006 as a 107 room luxury hotel, with the Café, also totally renovated, on its ground floor.

Travel insurance applies to anyone who wants to travel the world, and it includes domestic travels. The risks one may encounter are many and often unprecedented. Travel insurance can be expansive and cover things like loss of luggage/properties, accidents, medical expenses, delayed flights, and even death. A student intending to travel would therefore benefit from a student travel insurance cover, more precisely, a student travel insurance.

You may already know that there are various forms of travel insurance. These are single trip, annual family travel insurance or multi-trip, medical, group, and business travel insurance. Students can obtain most of these types of travel insurance without any trouble and it can be customized based on the student’s specifications and needs. The group travel insurance cover, specifically, covers students who are traveling in a group. This is common, especially for schools taking students on educational trips.

A typical student travel insurance policy will often cover a number of things. The most common coverage includes medical expenses, loss of baggage, personal liability, interruption in travel plans and emergency services. Other covers may be included through request. Normally, coverage can be tailor made as much as you would like. Students are regarded as high-risk travelers. Of course, it is only natural since youngsters are more adventurous and daring. So are the activities for which they are insured against. This is even more applicable for students who love extreme sports such as bungee jumping, skiing, rock climbing, or scuba diving, among other activities.

A standard policy will offer compensation for any medical expenses incurred during the trip, delayed departures or cancelled trips, transport costs incurred in the event of an illness or injury, and reimbursements for those whose trips have been shortened unexpectedly. Although, it should be mentioned that some particular policies will not fully cover lost baggage during the trip. In addition, a student may request for an upgrade on the policy where his/her luggage contains valuable items such as laptops, costly electronic devices and sports equipment.

There are also special types of student travel insurance policies. Best example of this is backpacker travel insurance. This is best availed if you intend to backpack in your trips. Unlike the standard travel insurance that is for a limited period, a backpacker’s insurance is designed to cover a prolonged travel period as well as addressing the unique needs of the backpacker. Insurance companies also provide student travel insurance for students studying abroad. However, this specific policy has limited medical coverage.

There are plenty of insurance providers that offer various types of student travel insurance. All it requires you is to do some online research and conduct a decent travel insurance comparison in order to get the most apt policy.

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London Eye


Image by Márcio Cabral de Moura
London Eye vista de noite. Londres, Inglaterra.
The London Eye by night. London, England.

Posição mais alta: nº 496 no Explorer em 23/09/2007 – Atualmente: fora
Highest position: #496 at Explorer on 23/09/2007 – At present: dropped

The Big Apple, the city that never sleeps, New York, New York, what a wonderful town! Call it what you will, there’s no disputing New York is one amazing place. And there’s a wealth of information available on what to do and see in New York, so I’ve selected the best bits in this essential travel guide to New York City.

More than eight million people from every nation on earth live in the Five Boroughs of Manhattan, Brooklyn, Queens, the Bronx and Staten Island, and New York City is safer, cleaner, friendlier, richer and more stylish than ever before.

It goes without saying really, but a it would be crime to miss out on Central Park, whatever the length of your trip. If you are lucky, your first view will be from the air as you fly into the city, where you can really appreciate this 843-acre green oasis of peace and quiet in this vast urbania. Join the locals in a jog, some in-line skating or take a picnic and watch the world go by. There are things to do in winter when the lush green park is transformed into a white blank canvas, where ice skating and cross country skiing combine with a midnight run on New Year’s Eve.

For unrivalled views and an iconic trip it’s got to be a visit to New York’s skyline’s most famous skyscraper – the Empire State Building. High-speed automatic elevators take you up to the 86th floor observatory 1,050 ft (320 m) high in the sky. It’s worth paying a bit more for the audio tour as there isn’t much information up top. Keep an eye on the tower at night; it might just surprise you, as the colours of the lights are changed regularly.

Take a boat out to Liberty Island in New York Harbour and pay a visit to the Statue of Liberty – the original first lady, and the ultimate symbol of New York. You would be surprised how many locals haven’t done this. To avoid lots of waiting around book your tickets ahead and try and make it in the morning when there are less people about.

Take a walk across the historic and fascinating Brooklyn Bridge. Manhattan has five major bridges linking the island to the mainland, but the Brooklyn is the most famous and really worth a visit just to take in the fantastic views of Downtown Manhattan and New York Harbour.

No trip to New York would be complete without a spot of retail therapy, and even if you haven’t the budget to cover it, just go and marvel at Saks Fifth Avenue, Bloomingdales or Macy’s, to name drop but a few. Fifth Avenue is New York City’s must-see shopping destination, filled with a mix of upscale boutiques, well-known chains, and attractions such as the Rockefeller Centre and St. Patrick’s Cathedral, if you can only do one shopping street in New York, make it this one.

If you’re planning a trip to New York, then you’ll probably need some help narrowing down all the things there are in this, the world’s capital – New York travel guides are the best way to do this.

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avcamera walking distance to our hotel great cheap camera equipments


Image by GianCayetano
here are some snaps from our recent bangkok trip, too many to upload

too bad that most of the days when we were there was raining.

very few attraction photos, spend all of our time shopping!

Bangkok is a great place to Dine and Shop. Super Cheap!!!

will surely go back in thailand to capture their provinces (phuket, pattaya and the like) and other attractions

Thanks

Gian

Hong Kong features a diverse mixture of characters as a result of long British occupation and a great Chinese influence. As a state of China, Hong Kong provides a good introduction to who ever wants to know more about China without entering the mainland plus a venue for more attractions with western culture and Asian spirit.

1. Hong Kong Museum of Art – Located at 10 Salisbury Rd Tsim Sha Tsui, Kowloon, the Hong Kong Museum of Art is open to anyone who wants to take a glimpse of Hong Kong’s culture and history through its large collection of over 14,000 items ranging from calligraphy, paintings, Hong Kong treasure, art objects, antiques, and lithographs. The museum is open from 10:00am-6:00pm daily except Thursday (public holidays not included).

2. Hong Kong Disneyland – The newly open and the first ever Disneyland in Asia offers total fun and excitement for the whole family. The park is divided into four major attractions: Tomorrowland, Adventureland, Fantasyland, and Main Street, USA.

3. Victoria Peak – Soaring 1810 feet above sea level, the Victoria Peak is premier destination for tourists who want to take a birds eye view of downtown Hong Kong, Kowloon, and Victoria Harbour. Go another step higher and take a 10-minute hike to the actual Victoria Peak.

4. Lantau Island – Travel Hong Kong and take a cruise around the waters of Lantau Island and watch pink dolphins that only live in this waters.

5. Ocean Park – Travel Hong Kong and visit Ocean Park. This is one Hong Kong attractions where you and your kids will have a great fun. The park is one big oceanarium containing Lowlands Gardens where pandas live, goldfish pagoda and butterfly house are located, Marine Land where atoll reef and shark aquariums are found, and Headlands amusement park where you can go and take a ride with cable cars and roller coasters.

6. Water World – Travel Hong Kong with kids would never be so much fun without taking a plunge on Water World. Enjoy wave pools, play area, and water slides.

7. Middle Kingdom – A miniature China that houses Chinese shrines, street scenes, temples, and palaces only at Middle Kingdom.

8. The Central district – If you travel to Hong Kong because you love to shop, you better go to the central Hong Kong district where big shopping malls and several Western designer and signature boutiques are located.

9. Lamma Island – If you want to see a different Hong Kong, try Lamma Island. It hosts several outdoor activities such as swimming and hiking. And if you love to taste fresh Hong Kong seafood in great dining ambiance, Lamma Island is still the preferred place to go.

10. Ten Thousand Buddhas Monastery (Sha Tin) – Located at New Territories, the Ten Thousand Buddhas Monastery features Buddha in different poses and colors.

11. Hong Kong Space Museum – See what’s in store for you in the future at Hong Kong Space Museum. The complex offers hundreds of displays ranging from telecommunications, robotics, energy, computers, and physics with hands on experience that will keep you interested.

12. Wet Market – In Hong Kong, everything is fresh. And when they say fresh, they mean it. If you happen to travel Hong Kong to visit a friend or someone you know, come along when they go to wet market where the freshest among freshest seafood are for sale.

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East Side of Old Town Square


Image by DDanzig
Looking east in the Old Town Square in Prague taken from the top of the Old Town Hall

No one can deny the importance of a proper travel insurance plan, which covers cancellations, medical expenses and other sorts of losses that a traveler may face during their trip. Travel insurance plans can be selected to cover your national vacation trip or you may choose a travel insurance that covers your international travel plans. There travel insurances can be classified in terms of duration of our travel. On the basis of the duration of your travel and foreign stay, the travel insurance can be divided in three types:

* Single trip,
* Multi-trip and
* Long stay or Annual

Single trip travel insurances are for those people who are not regular travelers. Many prefer to stay at their home during the vacation while exploring and enjoying the local picnic, spots and scenic sites. Yet, anyone can face situations where travel insurance may become necessary. For such instances, single trip travel insurance is best.

Multi-trip insurance are for those people who are frequent travelers. Some people remain in such profession that requires them to travel frequently. On the other hand, there are people who regularly choose to go on leisure vacation trips. Such people may choose the Multi-trip travel insurance.

Long-stay travel insurance programs are specifically meant for those travelers who travel to exotic places and remain there for longer periods. Some people travel for their sabbatical leaves for educational researches, some people tour to explore their business prospects in a new country or region. Some tourists may choose to stay for a month or for a year at their travel destination and for such travelers; long-stay travelling insurance is the best option.

Travel insurance helps you to manage your travelling plans and they ensure your safety and health during the vacation trip. Travel insurance is a safety cover for cancellation charges, luggage and personal belonging, health issues and well being and financial investments. Furthermore, proper travel insurance for your vacation trip also ensures peace of mind for you as a traveler.

How to get international medical and accident travel insurance for traveling abroad in foreign countries; get expert tips and advice on international travel in this free instructional video. Expert: Stephanie Phillips Contact: stephillips@verizon.net Bio: With nearly 2 decades of experience behind her, Stephanie Phillips provides travel to hundreds of national and international clients. As a travel agent and consultant, group travel is her specialty. Filmmaker: Christopher Rokosz
Video Rating: 5 / 5

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ascents and descents


Image by natedregerphoto
The Lloyd’s building (also sometimes known as the Inside-Out Building) is the home of the insurance institution Lloyd’s of London, and is located in the City of London, England. It was designed by architect Richard Rogers and built between 1978 and 1986.

View on Black

After months of careful planning, you are all set for your trip abroad. But you have to remember to put things in proper perspective, like getting yourself the right travel insurance coverage in the process.

International travel insurance affords you and your family adequate protection from any untoward incident or emergency during your foreign trips abroad. Since risks are inevitable when it comes to foreign travel, travel insurance becomes an imperative.

These insurance packages cost anywhere below 0 to a little over it, and depend on the number of persons to be covered, their ages, and their preferred coverage specifications. The destination and duration of travel are also taken into consideration. The travel agent would take care of your insurance package. You can even access the appropriate insurance coverage for you over the Internet.

There are certain risks which can be covered by travel insurance. These include cancellation of the trip, where you are forced to do so because of unavoidable circumstances. Without insurance, your payment for your airline tickets is lost entirely during the cancellation. But with insurance coverage, there are times when you can even have a full refund for delayed departure.

Luggage which are delayed or even lost in transit may also be covered by travel insurance. The nominal replacement of the value of the luggage and its contents are covered by the said insurance. Even lost, stolen, or damaged personal property may be covered depending on your specific preferences. These may be reimbursed with its proportionate value by your service provider.

Health insurance is also included, where any medical emergencies or treatments may be done in the course of your travel. Should you have a comprehensive health insurance plan that affords you coverage even when abroad then you will not need a travel health insurance plan anymore. You could also avail of accidental death benefits when a family member dies during a trip abroad for whatever reason.

There are other instances when international travel insurance may cover your welfare and these include personal liability or car rental damage, legal assistance, untimely evacuation and repatriation, and even funeral expenses. The coverage may also include in limited terms, coverage for high risk sports and activities, travel to high risk countries, like Iraq and Afghanistan, and even pre-existing health conditions and health risks.

Often, these insurers also provide 24/7 service in terms of hotel assistance and emergency travel exigencies. The travel insurance policies have different origins and they have differing ramifications as to their value and coverage. When you get a retail travel insurance policy, you would need to fill out an application form and then submit it together with the premium payment, after which the insurer would send you a certificate of cover for your trip abroad. A wholesale travel insurance policy meanwhile is one which you acquire through your travel agent together with other people included in the tour package.

Cover-More Travel Insurance has launched a new advertising campaign on Australian television to promote purchasing travel insurance with added extras such as emergency assistance. This video shows a lucky young Australian woman who survived a horrific speedboat crash in Thailand thanks to Cover-More.
Video Rating: 5 / 5

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Travelling to different parts of the world widens our mental horizon and at the same time it gives learning experience. Indians travel to different nations for business, for profession, some other with a hope of pursuing good education. The reason to travel overseas differs but all travelers must be aware of certain norms which they can’t discard. Travel health insurance is a prime necessity for any Indian travelers going abroad.

When Indian visitor stays out of his /her homeland, domestic health insurance will not have any value.It is a well known fact that health care is very expensive in overseas countries. If a traveler takes a chance of not purchasing Indian travel insurance plan, one might encounter with financial crises and his entire travel plan might be  disrupted. So it is prudent choice to be insured under any Indian overseas travel medical insurance.

Some of the renowned Indian insurance companies of India offer Indian travel insurance. These are some well known insurance companies who provide Indian travel insurance are TATA AIG insurance, Reliance General insurance, Bajaj Allianz insurance, ICICI Lombard insurance, Apollo Munich insurance, Cholamandalam insurance, Oriental insurance and so on. These insurance companies are giving affordable travel insurance only for Indian travelers.

 Travelers can evaluate the premium rate, benefits offered by these various travel insurance policies at nriol. Travelers by evaluating different plans can opt for a best and cheap plan that fulfills their requirements. The purchase process of Indian travel insurance plan is very simple and convenient.
Travelers can buy Indian travel insurance plan online according their requirements. While purchasing overseas travel insurance online travelers need to fill an online application by providing the required details.

Visitors can use a credit card, debit card or a cheque to purchase travel insurance online. Once the online purchase process is successful travelers will receive a acknowledged policy document to their provided email ID. As per the request of the customers a hard copy of the same will be sent to traveler’s Indian address. So discover yourself by exploring the world around you. Visitor insurance India assures you safe and solace sojourn while overseas.

Can you trust your insurance company? I recently took out an insurance policy with CoverMore insurance and was told on the phone that I could not claim for the dentist work I required after returning to Australia. This is an Insurance Scam at its best.
Video Rating: 4 / 5

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bangkok streets


Image by GianCayetano
here are some snaps from our recent bangkok trip, too many to upload

too bad that most of the days when we were there was raining.

very few attraction photos, spend all of our time shopping!

Bangkok is a great place to Dine and Shop. Super Cheap!!!

will surely go back in thailand to capture their provinces (phuket, pattaya and the like) and other attractions

Thanks

Gian

India is among the world’s oldest civilization existing in the world and the ancient heritage of its own. Rich cultural heritage of India presented in the shells of prehistoric temples, museums, monuments, palaces, forts, caves and monasteries, etc. these are some of the instance of life’s rich cultural heritage of nation that goes back several years.

Thus, those seeking a complete holiday Instead, your hunt ends here. India Travel will help you learn more about the land of diversity. So when you are traveling in India, you may find a new taste and variety. India is a country that attracts many tourists from people all over the world. Travel to India tourists every year and find this beautiful country.

Rajasthan is the largest states in India and it is globally famous  heritage tourist destination. Travelers from different parts of the world reached this state in many, but for different reasons. Some do not come here to discover the charm of the desert and undulating sand dunes. There are people who love the cultural opportunities here. Forts, palaces, havelis and pilgrims are few things that make this beautiful place. People often come here for shipping wildlife. They love the adventure here. Rajasthan tours offers something for every visitor. Its charm whenever attracts many tourists. There are many fascinating places that can be explored during trips to Rajasthan.

Once you’re here you’ll love to explore more of Rajasthan. Destinations like Jaipur, Udaipur, Jaisalmer, Jodhpur and Ranthambore are just worth the trip. These places will surely make you feel that you’re in a city of Rajas and Maharajas. And the hospitality you get here you feel that you are a king.